The Debt Counsel only gives accreditation to legitimate and professional debt management companies. Call us free on 0800 542 7830
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Looking for a solution to your debts? Beware! The Ministry of Justice has recently closed over 100 fraudulent companies.
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The solution to your money worries is only a click away. Our debt calculator advises you on the best, accreditated company for your needs.
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Compare accredited debt companies. With so many debt solutions companies available, selecting a reputable and professional service is of paramount importance.
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The Debt Counsel’s - FREE Debt Calculator - Find out which accredited debt company is best suited to clear your debts.
Find out which accredited company is best suited
to clear your debts.
“I wish I had done this years ago instead of struggling through as best I could, maybe now I would be debt free. The Debt Counsel really have helped in turning my life around. Thank you!”. Satisfied customer / Saffron Walden
Total consumer credit lending to individuals at the end of Feb 09 was £231bn. This has continued to slow to 3.4% in the
last 12 months.
- Government backed Insolvency Service increase fees by 25 per cent
- Value of debts written off by UK banks up by over 25 per cent
- The Limit on contactless card payments increases to £15
- UK credit card debts left to pile up
- Ex Government Advisor says credit card interest rates are excessive
- ?Missing? credit report information could affect your ability to get credit
- Highest Credit Card Interest Rates since 1998
- Mortgage applications up 14% in January
Frequently Asked Questions on The Debt Counsel, legittimate debt solution companies
We receive thousands of enquiries each week from people needing debt advice. Here you’ll find the answers to our most frequently asked questions.
If you have questions that aren’t covered, you can contact us. Advisers on our confidential helpdesk can answer any general questions you have, as well as more specific questions about your particular debt problems.
There’s no one size fits all debt solution when it comes to getting back in control of your finances. Our motivation at The Debt Counsel is “Best Practice”. Our advisers are dedicated to giving you the best possible impartial debt advice for your situation so you can make an informed decision about your finances.
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Debt Management FAQ’s
- Q: What is a debt management plan?
- Q: How long will the Debt Management Plan last?
- Q: How much will I have to pay?
- Q: Will a Debt Management Plan affect my credit rating?
- Q: How much are your fees?
- Q: What do the fees cover?
- Q: Will you deal with all of my debts?
- Q: Will the creditors accept the arrangement?
- Q: Do I have to pay to cancel the Debt Management Plan?
- Q: Who are the Debt Companies regulated by?
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IVA FAQ’s
- Q: What is an Individual Voluntary Arrangement (IVA)?
- Q: So how much will I be required to pay?
- Q: Are there any other options?
- Q: What are the advantages of an IVA?
- Q: What do I need to do?
- Q: Will my home be safe?
- Q: What if people I owe money to don’t agree?
- Q: Do I have to pay any costs?
Bankruptcy FAQ’s
- Q: What is Bankruptcy?
- Q: Do I lose everything?
- Q: What about my bank account?
- Q: Will other people know I’m bankrupt?
- Q: Will my student loan be written off as well?
- Q: Is my job safe?
- Q: What advice should I get?
- Q: What happens in court?
- Q: How long will I be bankrupt?
- Q: What happens when the bankruptcy order is granted?
Trust Deed FAQ’s
- Q: What is a Trust Deed?
- Q: Why does a Trust Deed require an Insolvency Practitioner (IP)?
- Q: Why would I want a Trust Deed?
- Q: Why would my creditors accept a Trust Deed?
- Q: How much will it cost me?
- Q: What if I default on a monthly payment?
- Q: I’m a homeowner – what will happen to my home?
- Q: Does a Trust Deed always last for 3 years?
- Q: What happens once the Trust Deed is over?
- Q: Will a trust Deed affect my ability to get credit?
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